{"id":543,"date":"2025-08-14T08:42:34","date_gmt":"2025-08-14T08:42:34","guid":{"rendered":"https:\/\/dinhhoa.sgi.edu.vn\/?p=543"},"modified":"2025-08-15T02:48:12","modified_gmt":"2025-08-15T02:48:12","slug":"ngan-hang-nhan-chuyen-giao-bat-buoc-duoc-giam-50-du-tru-bat-buoc","status":"publish","type":"post","link":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/2025\/08\/14\/ngan-hang-nhan-chuyen-giao-bat-buoc-duoc-giam-50-du-tru-bat-buoc\/","title":{"rendered":"Ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c gi\u1ea3m 50% d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c"},"content":{"rendered":"

Ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c gi\u1ea3m 50% d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c<\/h1>\n

Vietcombank, HDBank, MB v\u00e0 VPBank, c\u00e1c ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c, s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m 50% d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c.<\/p>\n

\n

Ng\u00e0y 12\/8, Th\u1ed1ng \u0111\u1ed1c ban h\u00e0nh Th\u00f4ng t\u01b0 23 s\u1eeda \u0111\u1ed5i Th\u00f4ng t\u01b0 30 v\u1ec1 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/10.<\/p>\n

Theo \u0111\u00f3, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t – s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m 50% t\u1ef7 l\u1ec7 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c theo ph\u01b0\u01a1ng \u00e1n chuy\u1ec3n giao b\u1eaft bu\u1ed9c \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t. \u0110\u1ed3ng th\u1eddi, \u0111\u01a1n v\u1ecb tham gia qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh, h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh cho ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t – c\u0169ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u01a1 ch\u1ebf t\u01b0\u01a1ng t\u1ef1.<\/p>\n

D\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c l\u00e0 s\u1ed1 ti\u1ec1n m\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i g\u1eedi t\u1ea1i Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 qu\u1ed1c gia. Theo quy \u0111\u1ecbnh t\u1eeb th\u00e1ng 10\/2025, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 3% v\u1edbi l\u01b0\u1ee3ng ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n v\u00e0 c\u00f3 k\u1ef3 h\u1ea1n d\u01b0\u1edbi 12 th\u00e1ng v\u00e0 1% v\u1edbi ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n 12 th\u00e1ng tr\u1edf l\u00ean (v\u1edbi ti\u1ec1n g\u1eedi b\u1eb1ng \u0111\u1ed3ng). Ngo\u00e0i ra, c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n d\u1ef1 tr\u1eef t\u1ed1i thi\u1ec3u 1-8% t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi ngo\u1ea1i t\u1ec7.<\/p>\n

<\/div>\n

V\u1eeba qua, 4 nh\u00e0 b\u0103ng ch\u00ednh th\u1ee9c nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c 4 ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m. Trong \u0111\u00f3, Vietcombank nh\u1eadn CBBank, \u0111\u1ed5i t\u00ean th\u00e0nh ng\u00e2n h\u00e0ng s\u1ed1 VCBNeo. HDBank nh\u1eadn DongABank, chuy\u1ec3n th\u00e0nh ng\u00e2n h\u00e0ng s\u1ed1 Vikki Bank. MB nh\u1eadn chuy\u1ec3n giao Oceanbank, \u0111\u1ed5i th\u00e0nh ng\u00e2n h\u00e0ng s\u1ed1 MBV. C\u00f2n GPBank chuy\u1ec3n giao v\u1ec1 VPBank.<\/p>\n

Vi\u1ec7c \u0111\u01b0\u1ee3c gi\u1ea3m 50% t\u1ef7 l\u1ec7 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c l\u00e0 ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i, gi\u00fap c\u00e1c nh\u00e0 b\u0103ng tham gia t\u00e1i c\u01a1 c\u1ea5u nh\u00e0 b\u0103ng y\u1ebfu k\u00e9m, c\u00f3 th\u00eam l\u1ee3i th\u1ebf v\u1ec1 ngu\u1ed3n v\u1ed1n \u0111\u1ec3 \u0111\u1ea9y m\u1ea1nh cho vay ho\u1eb7c th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c<\/p>\n<\/article>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c gi\u1ea3m 50% d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c Vietcombank, HDBank, MB v\u00e0 VPBank, c\u00e1c ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao b\u1eaft bu\u1ed9c, s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m 50% d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c. Ng\u00e0y 12\/8, Th\u1ed1ng \u0111\u1ed1c ban h\u00e0nh Th\u00f4ng t\u01b0 23 s\u1eeda \u0111\u1ed5i Th\u00f4ng t\u01b0 30 v\u1ec1 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c c\u1ee7a […]<\/p>\n","protected":false},"author":7,"featured_media":554,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":["post-543","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kinh-te"],"_links":{"self":[{"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/posts\/543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/comments?post=543"}],"version-history":[{"count":1,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/posts\/543\/revisions"}],"predecessor-version":[{"id":557,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/posts\/543\/revisions\/557"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/media\/554"}],"wp:attachment":[{"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/media?parent=543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/categories?post=543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinhhoa.sgi.edu.vn\/index.php\/wp-json\/wp\/v2\/tags?post=543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}